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Discover our selection of off-market properties

Our teams can assist you in French, English, Italian or Portuguese.
Coastal property surrounded by greenery, Monaco

In-depth expertise of the Monaco real estate market

At Life Properties, trust is at the heart of every project.
Our team supports you with rigor and discretion, helping you make the best decisions within the Monaco market.
Thanks to our local expertise and strong network, we identify the most relevant opportunities and guide you through every step — from the initial reflection to the completion of your acquisition or sale.
People walking outdoors in Monaco

What our clients often ask us

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Life Properties agents, man and woman, outdoors
Portrait of a man in a business setting

Can foreigners buy property in Monaco?

Yes. Monaco is open to international buyers. There are no nationality restrictions for purchasing property, although certain administrative and financial steps must be anticipated.

What budget should be expected to buy in Monaco?

The Monaco market is one of the most exclusive in the world. Prices vary depending on location, view, and residence, but they remain among the highest in Europe.

Does purchasing a property grant Monaco residency?

Owning property may facilitate relocation to Monaco, but residency depends on several administrative criteria, particularly financial and banking requirements.

Are there off-market properties in Monaco?

Yes. A significant portion of the market operates confidentially. Through our local network, we provide access to opportunities that are not publicly listed.

Why is a sales mandate mandatory?

In Monaco, a real estate agent can only market a property with a signed sales mandate from the owner. This official document authorizes the agency to promote the property and ensures a clear and secure legal framework for all parties. It also defines the terms of the sale.

Why is a property valuation important?

A valuation determines the true market value of a property. It considers location, features, and market dynamics to set an accurate price and optimize the chances of selling under the best conditions.

Who pays the agency fees: the buyer or the seller?

In Monaco, agency fees can be shared between both parties. In practice, commissions are generally around:
• 5% paid by the seller
• 3% paid by the buyer
This distribution is defined in the mandate and clearly outlined during the transaction.

Why is a notary essential in a Monaco property transaction?

In Monaco, all real estate transactions must be authenticated by a notary. The notary drafts the deed of sale, verifies the identity of the parties, ownership of the property, and ensures there are no legal obstacles.
The notary guarantees the legal security of the transaction and ensures compliance with Monaco regulations, particularly regarding anti-money laundering (SICCFIN).
Once an agreement is reached, the buyer typically pays a deposit of around 10% to the notary before completion.
In Monaco, the buyer chooses the notary, although the seller may also appoint their own.

Is Monaco’s tax system advantageous for property owners?

Yes. Monaco offers a highly attractive tax environment:
• no income tax (except for French nationals under the 1963 agreement)
• no property tax or residence tax
• no capital gains tax for individuals
This makes Monaco particularly attractive for long-term wealth preservation and investment.

Let’s take the time to discuss your project

More than real estate advisors, we guide you with expertise in discovering the exceptional places that define the Monaco lifestyle.
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Our teams support you in French, English, Italian, or Portuguese.

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